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DEMETRIA'S TEAM ANNUAL GIVE-AWAY
Congratulations to Aubrey and Betty Knowlen of Gorham who have been selected to receive the $1,000 shopping spree to LOWE'S.
 Although there could only be one winner, we look forward to the opportunity to help you and your loved ones with your real estate needs in 2009 and hope to see or hear from you soon, especially if we can be of any help!
THANK YOU FOR HELPING US "FILL THE TRUCK" TO BENEFIT THE GORHAM FOOD PANTRY!!!

Thank you to all who braved the cold December tempertatures to support our "Fill the Truck" food drive to benefit the Gorham Food Pantry. While we are still waiting for the final weight of the food that we collected, your donations truly did fill our truck and helped restock the food pantry in time for the holidays.
The flourishing economy of Southern Maine has allowed residents to live comfortably and feel at home with all the modern amenities at hand. Despite its size, population and excellent business climate, the region maintains a safe and secure environment with pedestrian-friendly city streets. Residents are provided excellent educational opportunities at the various school districts throughout the region as well as in the surrounding areas. With endless recreational activities, cultural events, several museums and art galleries and plenty of shopping, everyone will find something to enjoy.
Demetria's Team is your leading source for all of your greater Portland real estate needs. Whether you are buying or selling a home, we know that it is one of the biggest events in your life and we are here to help you through the process. Use our advanced property search tool to begin searching for your dream home today or sign up to receive free email listings that match your specifications and desired features. Contact Demetria's Team today and let us help you learn more about the greater Portland, Falmouth and Gorham real estate market and available homes for sale.
- Demetria's Team

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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What is the average age range of a second-home buyer in the United States?
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| A |
Currently, second-home buyers in America are most often between 41 and 44 years of age. |
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Free Moving Van! Find out how to
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